Therefore, you have plenty of options whether you’re looking for a conventional loan, or something more specialized for your situation. You can generally apply for all the same loans offered by Quicken through Rocket Mortgage’s online application system. What Kind of Mortgage Can I Get With Rocket Mortgage? When you apply for a loan, you can see how your payments would change if you adjust term, rate or closing costs. This unique product allows you to choose a term from 8 to 30 years, whatever works best for you. What sets Quicken and Rocket Mortgage apart from the competition is “YOURgage,” a feature which allows you to pick your mortgage term for a fixed-rate loan. Just like Rocket Mortgage, the process is done remotely, but relies more on phone if you choose this option. While Rocket Mortgage is marketed as an online-only service, with the option to call or chat online if you choose, you can also apply for a mortgage from Quicken Loans directly. Founded in 1985, the company has grown to originating 375,656 loans in 2019 alone. Headquartered in Detroit, Quicken Loans is the largest online mortgage lender, according to National Mortgage News. However, the option to speak to a representative is available. Customers can complete the application without speaking to a single service representative. The main draw of Rocket Mortgage is that the entire mortgage process can take place online. It is now largely integrated with Quicken, along with having the same underwriting standards.

Rocket Mortgage launched in 2015 as the face of Quicken Loans’ online mortgage application.

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